“It feels good to have a career with real purpose.”
The feeling's mutual
Job Description
Medical Underwriter
Contract type: Permanent
Location: Home Address
Working style: Remote
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At Royal London, we’re growing our Underwriting community — and we’re looking for Medical Underwriters at all levels who want more than “just a job.” Whether you're early in your underwriting career, highly experienced, or looking to pivot direction, this is a place where you can truly grow, progress and belong. As the UK’s largest mutual life, pensions and investment company, our purpose is simple: to help people protect today and invest in tomorrow. As part of our underwriting team, you’ll play a key role in delivering fair outcomes, supporting customer needs, and helping us shape the future of protection underwriting.
A Culture You’ll Want to Be Part Of
We’re proud of our warm, collaborative culture and our Spirit of Royal London values: Empowered, Trustworthy, Collaborate, Achieve — the foundation of how we work together every day. You’ll join supportive managers, engaged peers, and a community that genuinely helps each other succeed.
Clear Progression. Real Opportunities.
Underwriting at Royal London isn’t a static career path — it’s a journey. You’ll benefit from:
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About the role
Depending on your level of experience, you will:
- Assess, analyse and make decisions on protection applications.
- Apply sound judgement, working within agreed frameworks.
- Support continuous improvement, shaping how we evolve our underwriting practices.
- Work closely with colleagues across Operations, Proposition, Distribution and Compliance to deliver great customer experiences.
- Contribute to the development of tools, processes and best practices that future-proof our function.
About you
We welcome applications from Underwriters at all levels — from those growing their skills to seasoned specialists. You may have experience in:
- Protection underwriting (life, critical illness, income protection).
- Using underwriting manuals, systems and tools.
- Managing risk and delivering strong customer outcomes.
- Working in a customer-focused or compliance-led environment.
If you don't meet every requirement, we’d still love to hear from you — we value potential, curiosity and willingness to grow.
About Royal London
We’re the UK’s largest mutual life, pensions and investment company, offering protection, long-term savings and asset management products and services.
Our People Promise to our colleagues is that we will all work somewhere inclusive, responsible, enjoyable and fulfilling. This is underpinned by our Spirit of Royal London values; Empowered, Trustworthy, Collaborate, Achieve.
We've always been proud to reward employees by offering great workplace benefits such as 28 days annual leave in addition to bank holidays, an up to 14% employer matching pension scheme and private medical insurance.
Inclusion, diversity and belonging
We’re an inclusive employer. We celebrate and value different backgrounds and cultures across Royal London. Our diverse people and perspectives give us a range of skills which are recognised and respected – whatever their background.